State Bank Of India UJJAIN Branches IFSC Code List

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Branch wise list of State Bank Of India Ujjain IFSC and MICR Code

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Top Cities of State Bank Of India IFSC Code

State Bank Of India Mumbai IFSC Code	State Bank Of India Delhi IFSC Code	State Bank Of India Kolkata IFSC Code	State Bank Of India Chennai IFSC Code	State Bank Of India Bangalore IFSC Code
State Bank Of India Hyderabad IFSC Code	State Bank Of India Ahmedabad IFSC Code	State Bank Of India Pune IFSC Code	State Bank Of India Gurgaon IFSC Code	State Bank Of India Jaipur IFSC Code

Difference Between Branch Code, IFSC Code and MICR Code

The branch code is a unique identifier that helps distinguish one branch of a bank from another within the same network. It is typically a combination of numbers or letters assigned to each branch to facilitate easy identification and communication within the banking system. This code is important for internal record-keeping, customer service, and other administrative purposes within the bank.
On the other hand, the IFSC (Indian Financial System Code) is a crucial code used for electronic fund transfers in India. It is an alphanumeric code that consists of 11 characters and is assigned by the Reserve Bank of India to each bank branch participating in the NEFT (National Electronic Funds Transfer) and RTGS (Real Time Gross Settlement) systems. The IFSC code helps ensure accurate routing of funds between banks and branches, thereby minimizing errors and delays in transactions.
Additionally, the MICR (Magnetic Ink Character Recognition) code is a technology used for authenticating banks on documents like cheques. It consists of a unique combination of numbers and characters printed in magnetic ink at the bottom of cheques to facilitate automated processing.
The MICR code helps in identifying the bank and branch where the cheque is drawn, ensuring secure and efficient cheque processing.
In summary, while the branch code helps identify specific bank branches within a network, the IFSC code is essential for electronic fund transfers, and the MICR code plays a vital role in authenticating banks on cheques for efficient processing. Together, these codes play a crucial role in ensuring smooth and secure financial transactions within the banking system.