ET OnlineYour EPF claim might be denied for reasons that you may not expect. Sometimes, the rejection may not come with a specific explanation. The EPFO portal might give a general explanation such as 'incomplete documents' or 'discrepancy in details', leaving members unsure of what corrective action is needed on their part.
Why your claim may get rejected by EPFO
Is your EPF claim stuck? Find out why EPF claim rejections are rising, steps you can take
Steps to register your grievance with the EPFO
How to prevent bottlenecks
Why your claim may get rejected by EPFO
- Incomplete KYC.
- Not linking UAN with Aadhaar.
- Mismatch in name, date of birth.
- Mismatch in UAN on form with EPFO records.
- Mismatch in date of joining and leaving organisation.
- Incorrect employer details (organisation name, code).
- Incorrect bank account details (account number, IFSC code, branch name).
- Mistakes in claim submission form.
- Failure to transfer EPS.
- Ineligible EPS account (monthly basic salary exceeds Rs.15,000).
- Failure to obtain Annexure K (for PF transfer from exempted to unexempted PF).
Is your EPF claim stuck? Find out why EPF claim rejections are rising, steps you can take
Steps to register your grievance with the EPFO
How to prevent bottlenecks
- Look for any mismatch between EPFO records and your Aadhaar data.
- Link UAN with Aadhaar. Ensure Aadhaar-linked mobile number is active.
- Update PF nominations.
- Verify past employment record for any mismatch (overlap or gap in service).
- Double-check your bank account information for any errors.
- Transfer EPS and obtain pension certificate.
- Before submitting your claim form, meticulously
- review all information for accuracy.
- Maintain copies of all submitted documents.
