Tata Business Cycle Fund Regular - Growth
NAV as of Jun 13, 2025
18.51-0.71%
- Growth - Regular
(Earn upto 1.42% Extra Returns with Direct Plan)
Fund Category:
Equity: Thematic
Expense Ratio:
1.90%(1.60% Category
average)Fund Size:
Rs. 2,909.25 Cr(1.29% of Investment in Category)
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Tata Business Cycle Fund Regular - Growth
NAV as of Jun 13, 2025
18.51-0.71%
Expense Ratio:
1.90%
Fund Size:
Rs. 2,909.25 Cr
Fund Category:
Equity: Thematic
1. Current NAV: The Current Net Asset Value of the Tata Business Cycle Fund - Regular Plan as of Jun 13, 2025 is Rs 18.51 for Growth option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: 2.96% (1yr), 22.88% (3yr) and 17.64% (since launch). Whereas, Category returns for the same time duration are: 5.4% (1yr), 21.45% (3yr) and 25.19% (5yr).
3. Fund Size: The Tata Business Cycle Fund - Regular Plan currently holds Assets under Management worth of Rs 2835.17 crore as on Apr 30, 2025.
4. Expense ratio: The expense ratio of the fund is 1.91% for Regular plan as on Jun 05, 2025.
5. Exit Load: Tata Business Cycle Fund - Regular Plan shall attract an Exit Load, "Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days."
6. Minimum Investment: Minimum investment required is Rs 5000 and minimum additional investment is Rs 1000. Minimum SIP investment is Rs 100.
Tata Business Cycle Fund Regular - Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 1.99 12.06 -5.18 -1.67 24.14 - Category Avg 4.50 16.57 -2.81 -0.89 22.82 25.62 Rank within Category 109 100 72 43 14 - No. of funds within Category 128 123 104 69 30 15 - Loading...
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Return Comparison
- This Fund
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Tata Business Cycle Fund Regular - Growth Fund Details
Investment Objective - The scheme seeks to generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles.
| Fund House | Tata Mutual Fund |
| Launch Date | Aug 04, 2021 |
| Benchmark | NIFTY 500 Total Return Index |
| Return Since Launch | 17.29% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | - |
| Return Grade | - |
Tata Business Cycle Fund Regular - Growth Investment Details
| Minimum Investment (Rs.) | 5,000.00 |
| Minimum Additional Investment (Rs.) | 1,000.00 |
| Minimum SIP Investment (Rs.) | 100.00 |
| Minimum Withdrawal (Rs.) | 500.00 |
| Exit Load Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days. | |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
| MAY 2025 | APR 2025 | MAR 2025 | FEB 2025 | JAN 2025 | DEC 2024 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 67 | 67 | 66 | 67 | 71 | 71 |
| Top 5 Company Holdings | 21.47% | 22.8% | 22.7% | 21.48% | 19.89% | 19.66% |
| Top 10 Company Holdings | 33.37% | 34.55% | 34.76% | 34.09% | 31.9% | 31.77% |
| Company with Highest Exposure | HDFC Bank (6.22%) | HDFC Bank (6.32%) | HDFC Bank (6.22%) | HDFC Bank (6.31%) | HDFC Bank (5.77%) | HDFC Bank (5.19%) |
| Number of Sectors | 14 | 14 | 14 | 14 | 14 | 14 |
| Top 3 Sector Holdings | 48.64% | 48.36% | 50.45% | 50.37% | 51.71% | 52.51% |
| Top 5 Sector Holdings | 64.78% | 63.25% | 63.28% | 64.38% | 67.41% | 68.36% |
| Sector with Highest Exposure | Financial (30.32%) | Financial (30.55%) | Financial (31.54%) | Financial (31.64%) | Financial (29.97%) | Financial (28.89%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) Reliance Industries Energy 4.12 28.03 51.47 -3.36 HDFC Bank Financial 3.89 21.07 92.51 20.08 ICICI Bank Financial 3.65 20.30 71.65 28.08 Larsen & Toubro Construction 2.65 33.31 109.35 -2.72 Tata Consultancy Technology 2.42 25.12 134.20 -10.08 Bharti Airtel Communication 2.35 34.12 55.06 28.93 KEC International Capital Goods 2.17 40.60 21.44 -6.40 Cummins India Capital Goods 1.95 46.42 72.15 -13.48 Eternal Services 1.94 - - - Cipla Healthcare 1.91 22.82 65.28 -3.81
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y Tata Business Cycle Fund Regular - Growth 18.51 Unrated 2,909.25 1.99 -1.67 24.14 - Tata Ethical Fund Regular-Growth 380.62 Unrated 3,456.33 2.09 -3.75 14.65 20.50 Canara Robeco Manufacturing Fund Regular - Growth 12.13 Unrated 1,626.20 5.20 0.25 - - Kotak Nifty Commodities Index Fund Regular - Growth 10.77 Unrated 4.77 0.99 - - - SBI Equity Minimum Variance Fund Regular - Growth 23.56 Unrated 216.00 1.02 0.87 17.31 20.18
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
Low Volatality
14.41VS15.17Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
High Volatality
0.96VS0.95Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Better risk-adjusted returns
1.03VS0.89Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Better risk-adjusted returns
15.44VS14.10Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Better risk-adjusted returns
3.75VS2.45Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Better average monthly returns
21.10VS19.72Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
Tata Mutual Fund News
- Tata Asset Management receives IFSCA approval to begin operations in Gujarat's GIFT City
- NFO Alert: Tata Mutual Fund launches Nifty Midcap 150 Index Fund
- NFO Update: Tata Asset Management launches Income Plus Arbitrage Active FoF
- NFO Update: Tata Asset Management launches Income Plus Arbitrage Active FoF
Fund Manager
- M.N.Murthy NagarajanSince Jul 202110 schemes
- S.J.Sailesh JainSince Dec 20217 schemes
Mr. Nagarajan is a M.Com, ICWA and PGPMS. Prior to joining Tata AMC he has worked with Quantum AMC as head fixed income, Mirae Asset Global Investment India Ltd..
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Tata Equity Savings Fund Regular-Growth Equity Savings 54.74 264.80 7.33 Tata Hybrid Equity Fund Regular-Growth Aggressive Hybrid 430.27 4,073.65 3.46 Tata Retirement Savings Fund Moderate Plan Regular-Growth Aggressive Hybrid 64.62 2,151.11 7.90 Tata Retirement Savings Fund Progressive Plan Regular-Growth Flexi Cap 65.90 2,082.94 6.78 Tata Multi Asset Opportunities Fund Regular - Growth Multi Asset Allocation 23.30 3,795.12 7.45 Tata Retirement Savings Fund Conservative Plan Regular-Growth Conservative Hybrid 31.62 177.53 6.31 Tata Multicap Fund Regular - Growth Multi Cap 13.98 Unrated 3,069.43 -1.49 Tata Housing Opportunities Fund Regular - Growth Thematic 15.17 Unrated 533.91 -4.43 Tata Dividend Yield Fund Regular - Growth Thematic-Dividend Yield 17.71 Unrated 960.20 -1.04 Tata Medium Term Fund Segregated Portfolio 1 Regular - Growth Medium Duration 2.26 Unrated 2.15 - Mr. Jain is a Commerce Graduate and an MBA. Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y Tata Balanced Advantage Fund Regular - Growth Dynamic Asset Allocation 20.26 10,227.01 3.98 Tata Arbitrage Fund Regular - Growth Arbitrage 14.34 14,982.22 7.01 Tata Equity Savings Fund Regular-Growth Equity Savings 54.74 264.80 7.33 Tata ELSS Tax Saver Fund-Growth ELSS 43.73 4,582.40 5.72 Tata Multi Asset Opportunities Fund Regular - Growth Multi Asset Allocation 23.30 3,795.12 7.45 Tata Income Plus Arbitrage Active FoF Regular-Growth Others 10.01 Unrated 194.92 - Tata Dividend Yield Fund Regular - Growth Thematic-Dividend Yield 17.71 Unrated 960.20 -1.04
More Tata Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Tata Money Market Fund Regular-Growth | 30,065.14 | 0.66 | 2.36 | 4.15 | 8.03 | 7.36 | |
| Tata Liquid Fund Regular-Growth | 21,425.35 | 0.50 | 1.77 | 3.56 | 7.24 | 6.84 | |
| Tata Arbitrage Fund Regular - Growth | 13,629.48 | 0.43 | 1.73 | 3.34 | 7.07 | 6.66 | |
| Tata Digital India Fund Regular-Growth | 11,037.44 | 10.87 | -5.50 | -9.30 | 11.79 | 15.26 | |
| Tata Balanced Advantage Fund Regular - Growth | 10,154.27 | 2.69 | 5.21 | 2.50 | 6.06 | 12.82 | |
| Tata Small Cap Fund Regular - Growth | 9,417.80 | 6.06 | 11.70 | -5.62 | 6.45 | 24.76 | |
| Tata Large & Mid Cap Fund Regular-Growth | 8,294.11 | 3.38 | 9.93 | 1.03 | 6.88 | 20.27 | |
| Tata Equity PE Fund Regular-Growth | 8,228.43 | 3.87 | 9.19 | -0.92 | 4.37 | 23.33 | |
| Tata Ultra Short Term Fund Regular - Growth | 4,817.35 | 0.56 | 1.96 | 3.63 | 7.19 | 6.49 | |
| Tata Midcap Growth Fund Regular-Growth | 4,505.38 | 5.76 | 10.25 | -0.94 | 2.83 | 23.80 |
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1. Tata Business Cycle Fund - Regular Plan is Open-ended Thematic Equity scheme which belongs to Tata Mutual Fund House.
2. The fund was launched on Aug 04, 2021.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme seeks to generate long-term capital appreciation by investing with focus on riding business cycles through allocation between sectors and stocks at different stages of business cycles. "
2. It is benchmarked against NIFTY 500 Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 96.19% in equities, 0.0% in debts and 3.81% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 27.05% of the assets, the top 3 sectors constitute around 48.36% of the assets.
3. The fund largely follows a Growth oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on Tata Business Cycle Fund Regular - Growth
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
This Might Catch Your Interest
FAQs about Tata Business Cycle Fund Regular - Growth
- Is it safe to invest in Tata Business Cycle Fund - Regular Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the Tata Business Cycle Fund - Regular Plan comes under Very High risk category.
- What is the category of Tata Business Cycle Fund - Regular Plan?Tata Business Cycle Fund - Regular Plan belongs to the Equity : Thematic category of funds.
- How Long should I Invest in Tata Business Cycle Fund - Regular Plan?The suggested investment horizon of investing into Tata Business Cycle Fund - Regular Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the Tata Business Cycle Fund - Regular Plan?The Tata Business Cycle Fund - Regular Plan is managed by Murthy Nagarajan (Since Jul 16, 2021) and Sailesh Jain (Since Dec 16, 2021).
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