HEALTH INSURANCE COVER
Combination of strong brand & higher margins equals long-term investment: 5 stocks with an upside potential of up to 23%
In investing, chasing fads and short-term momentum can be tempting. But history tells us that enduring wealth is created by owning quality businesses with strong fundamentals. Among these, brand strength is a unique, intangible asset that multiplies the effects of good management, customer centricity, and operational excellence. A strong brand attracts more customers, allows higher pricing, generates higher margins, enables steady earnings growth, and, eventually, reflects in a superior stock price trajectory.
These 7 banking stocks can give more than 20% returns in 1 year, according to analysts
In the last few weeks, bank stocks have outperformed a volatile market. So, it is clear that, unlike in the past when bank stocks led the correction in the market, this time institutional investors are clearly in no hurry to reduce their banking exposure. This has to be seen in light of the fact that, for a well-known reason, the margins of banks are going to come under pressure in coming quarters.
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of more than 25%
Why talk about a correction when the market is clearly in bullish mode? Because, for one, you should always be ready for a correction; along with volatility, it is a part of the market. Second, it is important to know the reason for any correction in the market. Going forward, corrections are likely to happen more because of profit-booking rather than any structural reason. Now, this is very different from how things were in January and February when high valuations and low growth made it a structural issue. With Q4 earnings being better than expected, at least the concern over growth has been addressed. Valuations though are still not cheap. But if there is growth, valuations can be justified.
New Zealand's new visa policy to allow migrants’ parents to visit for up to 10 years
New Zealand will launch the Parent Boost visa in September, allowing parents of citizens and residents multi-entry stays of up to five years, renewable once for a total of 10 years. Applicants must have health insurance, meet character and income criteria, and be sponsored by a resident. This visa aims to attract skilled migrants and boost economic growth, replacing shorter current visitor visa limits.
How to get a student visa for Australia?
To study in Australia, start with a Letter of Offer, followed by a Confirmation of Enrolment (CoE). You’ll need proof of English proficiency, financial capacity, health insurance (OSHC), and may undergo health and character checks. Meet the Genuine Student criteria and apply via ImmiAccount. Regularly check official websites for travel and visa updates before departure.
Insurance sector: Has it reached an inflection point as ‘insurance for all’ gets on priority list? 8 stocks with upside potential of up to 40%
There are reports that suggest the government is considering major changes in how the insurance products are distributed. Right from insurance agents to PSU banks, there is a plan to revamp with a focus on “insurance for all”. Will this change the picture of the insurance industry? Or, after a blip, will the stocks again underperform in bullish markets? Now, before “insurance for all” starts hogging the headlines, here are a few things you should know as an investor.
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24% rise in women who have insurance in metro cities: Niva Bupa Health insurance survey
Nearly 80% claims are from women over the age of 28, according to a five-year study by Niva Bupa Health Insurance.
Planning to port your health insurance plan? Here are some challenges you should be aware of
While shifting to a new insurer may seem like a quick-fix solution to the problems with your existing health insurance plan, there are some challenges you should be aware of.
Not a hard and fast rule, but using this ratio increases probability of getting it right: 7 stocks with an upside potential of up to 26%
How do you value a stock? Which has a high valuation, and which is cheap? It all depends on the ratio you use to ascertain value. Consider this example: Twelve years back, the stock of an MNC FMCG company was quoting at a PE multiple of 44. At that time, the Nifty’s PE was at 25. Since then, the market capitalization of the stock has grown 10 times and its PE ratio today stands at 65. On the other hand, there was a construction company quoting at a PE multiple less than 15 around the same time, but its market capitalization today is half of what it was 12 years ago. See how relying solely on the PE ratio creates hurdles in the way of wealth creation?
NZ Govt announces 'Parent Boost' visa to bring families together, check eligibility criteria
The New Zealand government has introduced the Parent Boost visa, allowing parents of citizens and residents to visit and stay with their families for long periods. PM Christopher Luxon and Immigration Minister Erica Stanford announced the initiative, emphasizing its role in attracting skilled migrants and driving economic growth. The applications for the Parent Boost visa will be available from September 29.
Why you should invest in health and wellness sector for improved financial health
You’ve heard it time and again — “Health is wealth.” But as one approaches middle age, this adage becomes more than just a cliché. Rising medical costs, especially due to chronic conditions like diabetes, cardiovascular complications, and lifestyle diseases, begin to weigh heavily on personal finances.
Investing is not about Nifty, but a business & its growth: 7 large-caps from different sectors with upside potential of over 31%
Most investors must feel that the Nifty and Sensex have taken them from heaven to hell and back in just one year. So, take your eye off the indices and focus on the businesses you own through your stocks. If you own a pharma company, look at what President Trump is doing and not at the Nifty. Just two days back there was a surprise inspection at an Indian pharma plant, probably the beginning of something that may continue for some time. However, the inspection did not hit the stock price. Why? Because the company is fundamentally strong. If the business and management are strong, then what the Nifty does will not matter.
Fintechs tap rising health insurance costs with EMI-based premium financing for corporates, individuals
With health insurance premiums steadily rising, fintech startups like BimaPay Finsure and Finsall are making coverage more affordable by offering premium financing—spreading payments into EMIs rather than reducing costs. Initially targeted at individuals, this model is now being extended to corporates and MSMEs, helping them manage large group insurance premiums.
These mid-cap stocks with ‘Strong Buy’ & ‘Buy’ recos can rally over 30%, according to analysts
In the last few trading sessions, what has indicated an underlying bullish bias despite the volatility? First is the largely positive market breadth. And second is the behaviour of the mid-cap indices. On most days, the mid-cap indices have traded in positive territory, even when the broader market indices were under pressure. But we are still not in a runaway rally, and the economy, though in recovery mode, is doing so gradually. So, it is better to be selective when it comes to mid-caps.
Trump's sweeping bill to cut taxes by $3.75 trillion but will burden millions of Americans. Check details
The Congressional Budget Office projected President Trump's tax bill will cut taxes by $3.7 trillion while increasing the deficit by $2.4 trillion over ten years, also causing millions to lose health insurance. The estimate comes as Trump and other Republicans have ramped up attacks on the nonpartisan budget scorekeeper, while claiming the proposed tax cuts are costless.
Under Trump's 'big, beautiful' bill, over 10 million more Americans projected to lose insurance
There would be an increase of 10.9 million people without health insurance under US President Donald Trump's big beautiful bill by 2034, according to an analysis released Wednesday by the nonpartisan Congressional Budget Office. The bill will cut taxes by $3.75 trillion but also increase deficits by $2.4 trillion over the next decade.
I have multiple health insurance policies. How can I split a large claim across different health insurers?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
These 9 banking stocks can give more than 22% returns in 1 year, according to analysts
In the last eight months, every time the markets have moved up, bank stocks have invariably been among the top gainers. Large private sector banks, which were underperformers for a long phase of over three-and-a-half years, are among the current outperformers. So now, stick with these stocks even if there is some bad news. The Q4 earnings season numbers for banks showed a decline in margins. This might appear to be negative to many, but was on expected lines.
These large-caps have ‘strong buy’ & ‘buy’ recos and an upside potential of more than 30%
There is no dearth of money waiting to flow into the market. This is clear from the reaction of the street to the Q4 earnings. If the results were good, the stocks saw a bounce. And if results were not in line with expectations, then there was enough supply to punish the stock. So, clearly, the market is in stock-specific mode rather than in a clear trending mode. It is very likely that the bias of the market will continue to remain bullish. This is probably a good time to focus on large-cap stocks with good track records.
General insurance industry premium income to grow 8.7% in FY2026, 10.9% in FY2027: ICRA
India's general insurance sector anticipates growth to accelerate in FY26, driven by private insurers' strong performance. ICRA projects an 8.7% premium income increase in FY26, reaching ₹3.21-3.24 lakh crore, and further 10.9% growth in FY27. Private insurers are expected to expand their market share, while public sector insurers face challenges due to weak capital positions.
Think Rs 5 lakh health insurance is enough? Here's why only a Rs 1 crore health customised cover is likely to be sufficient
Medical inflation in India has consistently hovered at 13-14% annually—double the pace of general inflation and far beyond the wage growth for most Indians. Some years, it has surged as high as 20%. This is not a spike; it’s a trend. Having a minimum health cover of at least Rs 1 crore is essential in today's day and age.
Pursue multiple careers at the same time and still avoid burnout: Here’s how
In today's dynamic job market, relying on a single employer or profession is risky. Having a portfolio career mindset offers stability through diversification, blending multiple income streams with personal interests and skills. This approach allows individuals to craft roles that generate income, build credibility, and fuel creativity, providing a fulfilling and secure professional life.
CDC contradicts Robert F. Kennedy and keeps advice that children may get COVID shots
Following Health Secretary Robert F. Kennedy Jr.'s announcement to remove COVID-19 shots from the federal immunization schedule, the CDC updated its advice, keeping the shots on the schedule for healthy children ages 6 months to 17 years with shared decision-making.
As COVID variant NB.1.8.1 spreads across the U.S., here's how much a booster vaccine will cost you
A new COVID variant is spreading, but U.S. vaccine rules have changed. Healthy people under 65, pregnant women, and kids are no longer advised to get the shot, meaning many may have to pay for it.
Your step-by-step guide to retirement planning: Secure your future with confidence
Retirement planning is a lifelong journey, starting early is crucial for a secure future. The article breaks down retirement planning into four stages, emphasizing the importance of consistent saving, strategic investments, and adapting to changing financial responsibilities. It also addresses common retirement challenges and offers solutions for those who start late, highlighting the significance of financial freedom in later years.
RFK Jr., proud anti-vaxxer, drops COVID vaccine recommendation for kids and pregnant women as new variants spread
U.S. Health and Human Services Secretary Robert F. Kennedy Jr. has removed COVID-19 vaccinations for healthy children and pregnant women from the CDC’s recommended immunisation schedule, bypassing the standard advisory process. The move has drawn concern from medical experts and public health officials who warn it could restrict access and raise costs for vulnerable groups. Critics argue the science remains unchanged and worry the policy change may undermine future COVID-19 vaccine uptake, particularly as new variants and seasonal surges remain a threat.
Can you depend upon home loan insurance policy, which is often tied up with loan?
Insurers such as HDFC Life are increasingly using diabetes as a pre-existing condition as grounds for claim rejection, despite various legal precedents constantly stating that common lifestyle diseases such as diabetes and hypertension cannot be made reasons for claim rejection, despite no medical tests being demanded during policy issuance. Insurers are also accused of forcing customers to buy life insurance with home loans
US: Republican crackdown on aid to immigrants would hit American citizens
Donald Trump's administration is trying to limit immigrant families' access to welfare programs. Republicans want to remove incentives for illegal immigration. Changes would affect children of non-citizen parents. A tax bill would limit the child tax credit. It would also tighten eligibility for federal health insurance. Agencies are restricting access to programs.
Mary Lou Retton, first American woman to win all-around gymnastics gold, arrested for DUI in West Virginia
Olympic champion Mary Lou Retton was arrested in Marion County, West Virginia. The arrest was for driving under the influence. Police stopped Retton after reports of erratic driving. She failed field sobriety tests. This incident follows her recent health struggles. Retton faced a severe bout of pneumonia in 2023. She had also spoken about her lack of health insurance.
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